Your credit is holding
your future hostage.
CROA-Compliant Credit Analysis & Repair Support
ScoreFox Pro fights back. We review your full credit profile, expose every inaccurate, outdated, and unverifiable item, and arm you with the clarity to take the next step toward funding readiness and financial freedom.
Results vary. No credit repair company can guarantee deletions or score increases.
Your bad credit is the villain. We're the hero. Watch the story.
Understand your credit.
Challenge what's wrong.
Prepare for what's next.
ScoreFox Pro is built on one principle: you can't fix what you don't understand.
We review your full credit profile, identify items that are inaccurate, outdated, unverifiable, or questionable, and give you a clear, actionable plan — without the hype, the false promises, or the tactics that get people in trouble.
Whether you're preparing for business funding, recovering from past financial hardship, or simply need to know what's really on your report and why, ScoreFox Pro is your starting point.
ScoreFox Pro does not guarantee credit score increases, account deletions, loan approvals, funding approvals, or specific outcomes. Results vary based on each client's credit profile, reporting history, creditor responses, bureau investigations, and client participation.
Credit Report Review
Full 3-bureau deep-dive identifying every questionable, inaccurate, outdated, or unverifiable item.
Written Findings Report
You receive a clear written summary of everything found and a direct recommended next step.
Dispute Preparation
Documentation prepared for any item with a legal basis for challenge under the FCRA and FDCPA.
Funding Readiness
We review your profile against lender thresholds so you know exactly what to fix before you apply.
From sign-up to clarity in 6 steps
A straightforward process so you always know what's happening and what comes next.
Complete Your Intake
Fill out the ScoreFox Pro intake form with your basic info and goals.
Set Up MyFreeScoreNow
Create a MyFreeScoreNow account ($1 trial / 7 days) to pull your 3-bureau report.
Portal Confirmation
Confirm report access in the client portal. No analysis begins without this step.
Credit Analysis
We review your full report and document every inaccurate, outdated, or unverifiable item.
Review Call
We walk through findings together so you understand what we found and what your options are.
Enrollment & Disputes
Choose a plan. We begin preparing dispute documentation for all challengeable items.
Services built for where you are
Every service is grounded in your actual credit data — not generic advice.
Credit Analysis
A full 3-bureau credit report review. We identify inaccurate, outdated, unverifiable, or questionable items and provide a written summary with a clear recommended next step.
- Full 3-bureau review
- Written findings report
- Recommended next step
- Review call included
Credit Repair Support
Dispute documentation prepared for items that can legally be challenged under the FCRA and FDCPA. Results depend on bureau and creditor response. We never overpromise.
- Dispute letter preparation
- FCRA / FDCPA compliance
- Ongoing file management
- Client updates throughout
Funding Readiness Prep
Before you apply for business funding, your credit profile matters. We review where you stand against common lender thresholds and tell you what needs to be addressed first.
- Lender-lens credit review
- Personal + business profile
- Gap identification
- Pre-funding checklist
Required for all services: Clients must set up a MyFreeScoreNow account ($1 trial / 7 days, then $19.95/mo) before analysis begins. You own and manage this account. ScoreFox Pro uses the report data you choose to share.
Pick the level of support
that's right for you
All plans include 3-bureau dispute support. Start where you need to — upgrade anytime.
The Basics
- 3 Bureau Challenges / Disputes
- Credit Data Furnisher Disputes
- Online Tracking Portal
- Monthly Progress Reports
- Score Analysis
- Credit Score Tracking
- Dispute Inquiries
- Dispute Late Payments
- Dispute Collections
- Dispute Charge Offs
- Dispute Bankruptcies
- Dispute Inaccurate / Misleading Info
- Customer Support (Business Hours)
Results vary. No guarantees of specific outcomes.
Give Me More
- Everything in The Basics
- Secondary Bureau Freeze
- Secondary Bureau Disputes
- Personalized Credit Advice
Results vary. No guarantees of specific outcomes.
The Works
- Everything in Give Me More
- 24/7/365 Support
- Debt Management Plan
- Credit Building Resources
- Hey Stupid — Book & Program Access included
Results vary. No guarantees of specific outcomes.
All plans are month-to-month. No long-term contracts. Cancel anytime.
If credit is holding you back,
this is your starting point
Aspiring Business Owners
Getting your credit ready before applying for business funding, a business card, or vendor accounts is one of the most critical steps. We help you get there.
Preparing for a Major Purchase
Buying a home or vehicle? Your credit profile directly affects your rate. Understanding your report before applying puts you in a stronger position.
Damaged Credit History
Past hardship, medical debt, collections: we review what's actually there, what can be challenged, and what your realistic options are.
Never Read Your Own Report
Many people have never looked at their credit report. Inaccuracies are common. A single analysis can reveal errors that have been costing you for years.
UWG & Hey Stupid Clients
United Wealth Group is a business funding and wealth-building platform. Hey Stupid is a financial education program designed to simplify money, credit, and business for everyday people. ScoreFox Pro works directly alongside both — credit readiness is the foundation everything else is built on.
Protecting a Good Score
You don't have to have bad credit to benefit. If you want to protect or optimize your score before a major financial move, an analysis keeps you prepared.
Credit First
ScoreFox Pro reviews your credit profile, challenges what can be disputed, and gets your score ready for the opportunities you're building toward.
- Credit report review
- Inaccuracy identification
- Dispute preparation
- Credit-side funding readiness
Business First
UWG is a business funding and wealth-building platform built for people who are serious about structuring, funding, and growing a business the right way.
- Business funding strategy
- LLC / EIN / DUNS setup
- Business banking prep
- FlexPay & consulting
Many clients work with both. ScoreFox Pro handles the credit side. UWG handles the business side. Together, they cover the full financial picture.
Your credit score doesn't
have to define your future.
Start with a full 3-bureau analysis. Understand exactly what's on your report, what can be challenged, and what your next move should be.
Frequently Asked Questions
Can ScoreFox Pro guarantee my credit score will improve?
No — and no legitimate credit repair company legally can. The Credit Repair Organizations Act (CROA) prohibits such guarantees. Results depend on creditor responses, bureau investigations, and your own participation. What we guarantee is a thorough, honest analysis and a clear explanation of your options.
What does a credit analysis include?
A full review of your 3-bureau report (Equifax, Experian, TransUnion). We identify items that are inaccurate, outdated, unverifiable, or questionable — including collections, charge-offs, late payments, hard inquiries, and reporting errors. You receive a written findings document, a recommendation, and a review call to walk through everything.
Why is credit so important — and what can you actually do with good credit?
Most people know credit matters — but few understand everything it unlocks:
- Lower interest rates: the difference between a 620 and 750 score can cost or save tens of thousands over the life of a loan.
- 0% intro APR business credit cards: with strong personal credit, you can qualify for 12–18 months of 0% interest. That's essentially free capital.
- Net-30 vendor accounts: companies like Uline and Quill report to business credit bureaus, building your PAYDEX score separately from personal credit.
- Business lines of credit: revolving credit lines without collateral once personal and business credit are established.
- SBA loans and funding stacking: strong profiles open the door to stacking multiple funding sources the way experienced investors do.
- Lease approvals: for office or commercial space, strong credit avoids large deposits and opens more options.
Credit isn't just about getting approved. It's about the terms you get and the leverage available to you as you build.
Do I need to sign up for MyFreeScoreNow?
Yes. All ScoreFox Pro clients must create a MyFreeScoreNow account before analysis begins. The account is $1 for a 7-day trial, then converts to $19.95/month if not cancelled. You own and manage this account. ScoreFox Pro only works with the report data you choose to share. We provide step-by-step setup instructions and no analysis begins until portal confirmation is complete.
What's the difference between ScoreFox Pro and United Wealth Group?
ScoreFox Pro focuses exclusively on credit: report review, identifying questionable items, dispute prep, and getting your credit profile ready for funding.
United Wealth Group (UWG) focuses on the business side — funding strategy, LLC formation, EIN and DUNS setup, business banking, and the broader ecosystem of building a fundable business entity.
Many clients work with both. ScoreFox Pro gets your credit in order. UWG builds the business structure around it.
How long does the process take?
The credit bureaus have 30–45 days to investigate disputes. Most cycles take 30 days from submission to response. Complex files can require multiple rounds, so the full process may range from 3 to 12 months. We never promise a specific timeline. We keep you informed at every stage.
Can I do this myself?
Yes — under the FCRA, you have the right to dispute inaccurate information directly with the bureaus at no cost. ScoreFox Pro does not do anything you could not legally do yourself. What we provide is expertise, organization, and experience with what to look for — which many people find worth the investment.
What is your fraud and compliance policy?
ScoreFox Pro operates under strict ethical and legal standards. We do not engage in, facilitate, or assist with file segregation, identity manipulation, synthetic identity creation, or any other form of credit fraud. Any client found to be engaging in fraudulent activity is automatically removed from the program, the community, and all services are stopped immediately. We work within the FCRA, FDCPA, and CROA — not around them.
Ready to understand
your credit?
Fill out the form and a ScoreFox Pro team member will reach out within 1 business day to confirm your intake and walk you through next steps.